Welcome to “Tarl's Weekly Insights," my take on real estate today. 

In these newsletters, we'll dive deep into the real estate world, share valuable investment strategies, and explore the craziness that life has thrown my way. Whether it’s my struggle and journey of overcoming flipping, deciphering the insanity of the market, successful strategies being used in REI, or just me making fun of social media real estate investors...

I can't wait to share it all with you.

Do you want my help?

I have never broadcasted this publicly, ever. I have never wanted people to hit me up about it. In fact, everyone who has actually reached out to me directly asking for it, I have always told them "No, I don't do that"...but I have a confession, I actually do do private coaching and consulting for real estate investors that are at a certain level in their business. If the investor that reached out to me was persistent, insistent and most importantly at a place in their business where I know without a doubt that I can help them get to the next level, then if I had the time, I would take them on as a coaching client. Everyone I have coached has become close friends of mine, and it has actually been really enjoyable for me along the way. That said, I am letting everyone know that I am open to coaching/consulting two more businesses right now max.

If you are interested, there are hoops to jump through in order to make sure we are a fit:

• Click the link to find out all the details and get more info on the hoops to jump through
• I will read every application personally, not joking.

I'm looking to hire an additional Loan Officer for our lending business, Fixated Funding LLC.

We lend hard money to hard working investors. If you or someone you know may be interested, you can find out more HERE.

Oh yeah...I also lend hard money to investors. If you want more info on this and have a sweet deal coming up, you can CLICK HERE or hit up my sales manager, Julian Perry at [email protected] and he can go through your deal with you. He is great at helping maximize your projects.

I want to make more passive income, and not just rely on active income...BUT...

As you know, I have been a self-proclaimed "Recovering House Flipper" for many years now. What is a recovering house flipper? It's not someone "recovering" from getting destroyed by the market the last 15 months (even though there are plenty of people who did get destroyed). I coined this term back in 2018 when I made the official major shift from ONLY flipping, to focusing majorly on keeping as many of my deals as possible. Getting off of the active income-only train, and into more passive BUT using my super sweet skills at flipping houses to improve my passive income through the BRRRR method.

But...Today's interest rates are affecting most investors, and making very few deals if any pencil when it comes to KEEPING the deal as a BRRRR and making it cashflow positive.

I mean, do you keep a property and leave $50,000 into the deal so you can cashflow $100 a month (maybe break even), or do you flip the property today and make the $50,000? Most of us would FLIP!

I am seeing this on the streets everywhere right now! Investors who focused on keeping before, are now focused on flipping or they are just sitting on the sidelines. "It doesn't make financial sense to try and pencil out a BRRRR or rental" is what I hear today.

My question is always this: "What would your future self wish you did? What would make your future self thank you?"

Sometimes you have to look at things from a different angle and change up your current strategy. If you were like me, perhaps I wanted to MAX out the cash-out refinance and LTV on every BRRRR and get back every penny...and if I could not, then I flip it! Well...that doesn't work anymore. So that means I never keep the deals ever again right?!

Perhaps instead, I change my strategy. Maybe I still flip houses, in fact, maybe I flip 4 houses...and keep one house? Maybe I pay my bills with two flips, and then pay for a rental with two flips? Maybe 50% LTV is totally cool to do (leaving money into the deal), if the property is dope, in a great area that has long-term growth, and also will help offset my taxes. Maybe my flips can help pay for my rentals?

It's the same strategy as before, just have to do more flips in order to keep a few rentals. I can tell you right now...my future self is not going to wish I flipped more...he is going to wish I figured out a way to keep more.

Last week...I bought a flip...this is tough to write about. The property came to me out of nowhere. An awesome couple that has volunteered in my events business for years brought it to me, challenging my resolve, and tempting me. It's not their fault, they are addicts too, and addicts think most people are like them (or they don't realize the harm they are causing to others).

But...am I really regressing? You see, I won't be the one flipping the deal technically. I partnered with them instead. Really I am just acting as the financial partner. Not a lender, but a partner, but still, is this cheating? I won't ever go see this property, I won't touch it, or smell it...I'll never meet a contractor on site. So am I really flipping? The struggle is real with this one.

Let's stay connected! Find me on social media at @tarlyarber and stay updated with additional videos and content.

That's it for this edition of Tarl's Weekly Insights! Stay tuned for more each week!

Talk Soon,

Tarl Yarber